The Flexibility of an Unsecured Business Line of Credit

Unsecured business lines of credit are arguably the most accessible and widely used method of business financing there is. And, while business financing can be difficult to obtain for any type of business at any stage in its life cycle, business financing for a startup is virtually non-existent. Unsecured business lines of credit, however, can be obtained by just about any business owner regardless of whether you’re a startup or an established business. That’s because the decision to lend is based on the personal creditworthiness of the business owner themselves. That’s not to say that lenders will lend to everyone. You do need to have a good credit profile…not a stellar credit profile, but a good solid credit profile to qualify. And if you don’t? Well, here’s the good news. You can use a credit partner to qualify…someone like your spouse, business partner, friend, or family member who is willing to be the guarantor and has the solid credit profile lenders are looking for.

Our Unsecured Lines of Credit Program uses algorithms to mathematically minimize the impact of hard credit inquiries and maximize your access to startup capital. Get access to anywhere from $20,000 up to $150,000. And, in most cases, we can even get you a 0% introductory rate for the first year or longer! This is a great way to start to separate your personal credit from your business credit, while starting to position your business to obtain further financing you may need to grow in the future.

Eligibility Is Based On

  • Minimum FICO score of 660+
  • Credit history of 5 years or more
  • No bankruptcies
  • Moderate to low number of credit inquiries in the last 6 months

Ways To Use The Funds

  • Business Startup
  • Franchise Purchase
  • Inventory Purchasing
  • Marketing
  • Working Capital
  • Equipment Leasing
  • And More…

What You Don’t Need

  • No financial statements
  • No tax returns
  • No collateral

Please View This Video About Our Unsecured Lines Of Credit Program, Ideally for $25K – $75K, And Can Even Fund Up To $150K!

Call Us: 800-944-6280

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