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30+ Years of Experience
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Meet the Team

Value Capital Funding is a family-run business with over 30 years of combined experience in debt relief and financial services. Unlike many debt relief companies that offer only one path, we provide two tailored solutions, refinancing and restructuring, to help you and your business find the best fit.

Since launching in 2018, we’ve restructured or refinanced over $100 million in MCA debt, often reducing payments by 50–75% and helping business owners across the country move forward with clarity and confidence.

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MCA Debt
Restructuring Calculator

Use our quick MCA Debt Restructuring Calculator to get a personalized estimate— fast, private and totally judgment-free.

Just pop in a few details to see how we can help lighten the load.

Our Mission

At Value Capital Funding, our mission is simple: to help business owners free themselves from the burden of high-cost debt and regain control of their finances, without pressure, judgment, or confusion.

We provide honest guidance, proven debt relief strategies, and tailored financial solutions that deliver real results, often cutting MCA payments by 50–75% immediately. As a family-run firm, we’re here to accelerate your path to stability, growth, and long-term success.

Jeff Kornfeld — Principal & Finance Consultant

Jeff is one of the three principals at Value Capital Funding, a family-owned and operated business founded in 2018. With a strong background in mortgage and insurance, Jeff brings decades of number-crunching expertise to the table.

Known for his sharp eye for detail and analytical thinking, Jeff plays a key role in helping clients make sound financial decisions. His commitment to transparency, integrity, and client-first solutions reflects the core values that define Value Capital Funding.

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Barry Kornfeld — Principal & Debt Consultant

Barry is one of the three principals at Value Capital Funding and proudly works alongside his brother, Jeff, in this family-run business. His career in finance began in the mid-1980s as a business credit analyst for a major regional bank in Virginia, laying the foundation for decades of expertise in financial services and debt management.

With a deep understanding of credit, lending, and risk analysis, Barry brings a strategic perspective to every client case. His long-standing experience and steady approach help guide businesses toward smart, sustainable financial solutions.

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Ferne Kornfeld — Principal & Debt Consultant

Ferne is one of the three principals at Value Capital Funding, working alongside her husband, Barry, and brother-in-law, Jeff. At the helm of our Processing Department, she drives both MCA refinancing and debt restructuring efforts, ensuring clients receive seamless support while actively shaping and managing the company’s day-to-day operations.

Ferne began her career in marketing and advertising before stepping away from the corporate world for five years to focus on raising her two sons. She later returned to the workforce in the insurance and finance industry, bringing with her a strong eye for detail, client service, and operational efficiency.

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Payment Analysts

Our Payment Analysts bring extensive experience in the debt field, with backgrounds spanning banking, accounting, and personal and business debt resolution.

Their primary focus is helping clients stay on track by ensuring restructured debt payments remain affordable and sustainable throughout their program.

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Case Managers

Every client at Value Capital Funding is assigned a dedicated Case Manager as their main point of contact throughout the restructuring process. From day-to-day communication to providing updates on negotiation progress, your Case Manager keeps you informed every step of the way.

They also handle all incoming communication from funders, helping to ensure a smooth, stress-free experience. Their primary goal is to make the process as straightforward and painless as possible for you.

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Your Legal Team

Once you enroll in our debt restructuring program, your case will be carefully reviewed and assigned to an experienced legal team.

Our attorneys specialize in both business and consumer debt relief and have in-depth knowledge of the laws and regulations that govern debt restructuring. They’re skilled negotiators with a strong track record of helping clients successfully restructure and settle their debt.

Your legal team works behind the scenes to protect your interests and help achieve the best possible outcome.

How We Work

It all starts with a zero-pressure, judgment-free call. We’ll take the time to learn about your situation, discuss your options, and answer your questions — with no obligation, ever. Just real support and honest guidance to help you move forward.

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What to Expect

We’ll explain your options and help you find the best path forward. We often reduce MCA repayments by 50–75% right away. That means immediate financial relief and a clear plan to move your business out of survival mode and into stability.

What Business Owners Say

Our dedicated team is trusted by small business owners nationwide. From local service providers to growing companies across a range of industries, businesses turn to us for reliable, results-driven support.

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Resources

Explore our latest blogs for straightforward tips, real-life guidance, and down-to-earth insights to help you make confident, informed decisions for your business.

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Blogs

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Guides

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MCA Debt
Restructuring FAQs

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FDIC Bank Term
Loans/LOC FAQs

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MCA Debt
Calculator

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Personal Debt
Relief

Start with a Free, No Obligation Call

You’ve already done the hardest part by looking for support. If you’re ready, we’re here to talk — no pressure, no judgment. With over 30 years of experience, we’ve helped people in all kinds of situations, and we’ll help you, too.

Let’s work together to simplify your personal debt so you can breathe easier again.

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