Value Capital Funding is a family-run business, founded in 2018 by three principals, each with more than 30 years of financial services experience. Unlike many debt relief companies that offer only one path, we provide two tailored solutions, refinancing and restructuring, to help you and your business find the best fit.
Since launching in 2018, we’ve helped with over $150 million of MCA debt relief for more than 1,500 businesses nationwide.
Use our quick MCA Debt Restructuring Calculator to get a personalized estimate— fast, private and totally judgment-free.
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At Value Capital Funding, our mission is simple: to help business owners free themselves from the burden of high-cost debt and regain control of their finances, without pressure, judgment, or confusion.
We provide honest guidance, proven debt relief strategies, and tailored financial solutions that deliver real results, often cutting MCA payments by 60-70% immediately. As a family-run firm, we’re here to accelerate your path to stability, growth, and long-term success.
Jeff Kornfeld is a Principal at Value Capital Funding, a family-owned and operated firm founded in 2018 to help business owners find relief from burdensome MCA debt. Drawing on decades of experience in mortgage, insurance, and financial analysis, Jeff helps clients understand the numbers, evaluate their options, and make informed decisions with confidence. His detail-oriented approach and commitment to transparency make him a trusted resource for businesses seeking a clear path to improved cash flow and long-term stability.
Barry Kornfeld is a Principal at Value Capital Funding and brings decades of credit and lending experience to the firm’s debt relief and restructuring work. He began his finance career in the mid-1980s as a business credit analyst for a major regional bank in Virginia, building the lender-side perspective that now helps clients navigate MCA debt, assess risk, and pursue more sustainable solutions. Barry’s strategic mindset and steady guidance help business owners move from financial pressure toward practical, workable outcomes.
Ferne is one of the three principals at Value Capital Funding, working alongside her husband, Barry, and brother-in-law, Jeff. At the helm of our Processing Department, she drives both MCA refinancing and debt restructuring efforts, ensuring clients receive seamless support while actively shaping and managing the company’s day-to-day operations.
Ferne began her career in marketing and advertising before stepping away from the corporate world for five years to focus on raising her two sons. She later returned to the workforce in the insurance and finance industry, bringing with her a strong eye for detail, client service, and operational efficiency.
Our Payment Analysts bring extensive experience in the debt field, with backgrounds spanning banking, accounting, and personal and business debt resolution.
Their primary focus is helping clients stay on track by ensuring restructured debt payments remain affordable and sustainable throughout their program.
Every client at Value Capital Funding is assigned a dedicated Case Manager as their main point of contact throughout the restructuring process. From day-to-day communication to updates on the progress of negotiations, your Case Manager keeps you informed every step of the way.
They also handle all incoming communication from funders, helping to ensure a smooth, stress-free experience. Their primary goal is to make the process as straightforward and painless as possible for you.
In our program, meeting with your attorney is a prerequisite for enrollment, not an afterthought if a lawsuit arises. Before you join, you’ll speak directly with the attorney responsible for your case so you clearly understand the strategy, the risks, and the protections in place from day one.
Your legal team focuses on business debt relief and understands the laws and regulations that impact MCA and other high-cost obligations. They are skilled negotiators with a strong track record of helping business owners restructure and settle debt while protecting their interests.
Unlike many programs where attorneys only appear if litigation becomes an issue, your legal team is involved upfront and continues working behind the scenes to safeguard your rights and help you achieve the best available outcome.
It all starts with a zero-pressure, judgment-free call. We’ll take the time to learn about your situation, discuss your options, and answer your questions — with no obligation, ever. Just real support and honest guidance to help you move forward.
We’ll explain your options and help you find the best path forward. We often reduce MCA repayments by 0–70% right away. That means immediate financial relief and a clear plan to move your business out of survival mode and into stability.
Our dedicated team is trusted by small business owners nationwide. From local service providers to growing companies across a range of industries, businesses turn to us for reliable, results-driven support.
You’ve already done the hardest part by looking for support. If you’re ready, we’re here to talk — no pressure, no judgment. Our team each has 30+ years of experience, and we’ve helped people in all kinds of situations; we’ll help you, too.
Let’s work together to simplify your personal debt so you can breathe easier again.
