Welcome to Value Capital Funding

We specialize in securing low-cost, monthly pay FDIC Bank Term Loans & Lines of Credit, as well as restructuring MCA and other high-cost factored loan products.

If you’re a business owner looking to lower the cost of your working capital, our FDIC Bank Term Loans & Lines of Credit may be the perfect solution for you. With approval rates exceeding 70%, you can rely on us to help your business grow and thrive.

And with interest rates ranging from 8.9% – 12.6% APR and low fixed monthly payments, you can trust that our loans are both affordable and reliable.

If your business is struggling with too much Merchant Cash Advance (MCA) and other business debt, we also offer a Debt Restructuring Program that can help you legally restructure your MCAs and other high-cost notes to lower your payments dramatically.

With our program, you can expect to see a reduction in payments of 40% – 75% immediately, without the need for new loans or collateral. And there’s no minimum FICO score or upfront fees required, so don’t hesitate to reach out for help.

We understand that running a business can be tough, but we’re here to make it easier. So don’t hesitate to reach out and learn more about how we can help your business succeed.


The Value Capital Funding Team

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FDIC Bank Term Loans & Lines of Credit

We offer access to an FDIC Banking Platform so you can secure the lowest cost bank financing that you can qualify for.

This will help you lower the overall cost of your working capital which will help your business grow and thrive.

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Debt Restructuring

We can lower your debt payments an average of 40% – 75% with no new loans and no collateral needed.  Also, there is no minimum FICO score needed to qualify for the program.

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Read our clients’ reviews of their experiences with us.
We’re confident that we can be the solution you’re looking for too.

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