Tax Lien Resolution

Tax Liens & Their Resolution

Getting a loan is often challenging for any small business, and owing money to the IRS, or other government agency, can create additional obstacles. But is getting business financing with a tax lien on your record impossible? Not if you approach it correctly.

The purpose of a tax lien is to guarantee that the government receives the taxes you owe before any other creditor or lender. A lien can hurt your chances of securing a business loan because every lender wants assurance they’ll get their money back. If the government already has a claim to your property, that puts other lenders at the back of the line.

Business liens are a matter of public record and appear on your business credit report, which severely  impacts your business’s credit rating, similar to if you declared bankruptcy. As you can imagine, this makes it much more difficult for you to not only secure a business loan, but also to refinance an existing loan, sell your business, or even transfer any of your business assets.

To make matters worse, a tax lien against your business could even affect your spouse’s financial standing. While your tax lien will not directly damage your spouse’s personal credit rating, it can make it difficult for you to apply for credit together, such as if you were buying a home together, or the lien against your business might attach to property you and your spouse own jointly.

The good news is that when you do pay your business taxes, the government can easily remove the tax lien from your record. If you’re able to pay off your tax debt in full, the IRS, or other government agency, will generally release the lien within 30 days of receiving payment.

At Value Capital Funding, we SPECIALIZE IN DEALING WITH FINANCIALLY DISTRESSED BORROWERS and, using “The VCF Debt Rescue Strategy”, our team has helped hundreds of business owners just like you, pay off their tax liens and obtain additional working capital, if needed, to help their businesses SURVIVE and then flourish.

The “VCF Debt Rescue Strategy” is a very flexible and fast SECURED LENDING PROGRAM that is used to settle state and/or federal tax liens and access additional working capital (if desired), especially during times of financial distress.

Qualification is NOT based on the business owner’s FICO score.

A Secured Lending Program requires collateral and there are 2 types of collateral acceptable to lenders in this arena:

1. Real Estate with Available Equity: Even if the real estate already has a mortgage on it, it can be used as collateral.  Our lenders will accept 1st, 2nd, 3rd, even 4th lien positions as long as there is enough equity to support them.  Also, the real estate can be owned PERSONALLY or by any business you are involved in. Acceptable properties can include:

  • Primary Residence
  • Commercial Property
  • Industrial Property
  • Investment Property
  • Raw Land

2. Accounts Receivable

  • Any B2B accounts receivable that are less than 90 days old

Our lenders offer you maximum flexibility so you can:

  • Settle your TAX LIEN in full,
  • Secure Working Capital Fast (if Needed), and
  • Get a fresh start & put this financial “speed bump” behind you, in JUST 7-10 Days! 

Contact us TODAY to see how we can help you resolve your tax lien issue QUICKLY!    

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