Merchant Cash Advance

How A Merchant Cash Advance Can Help Your Business

A Merchant Cash Advance, also known as a business advance, can be funded in as little as one day! So, it’s a great solution for businesses with fluctuating or seasonal sales, or for taking advantage of inventory sales opportunities, marketing opportunities, or any other opportunities that can help a merchant increase their revenue. If you have been in business 3 months or more, a merchant cash advance may be right for you. A merchant cash advance can help you with:

  • Inventory purchases
  • Equipment needs
  • Marketing opportunities
  • Seasonal opportunities
  • Emergency needs
  • Short-term capital needs
  • And more

How a Merchant Cash Advance Is Unique

A Merchant Cash Advance (or MCA) is financing based on your business’s future receivables, and approvals are based on your business’s overall financial health, not just a credit score. The biggest difference between a Merchant Cash Advance and any other kind of loan is the way it is repaid. This type of financing is paid back on a daily or weekly basis and can be set up to pay as a percentage of your daily credit card sales or as a fixed daily payment from your business bank account if you do not have credit card sales or if credit cards sales do not make up the bulk of your revenue. Even those with challenged credit can qualify for a Merchant Cash Advance as long as the cash flow of the business can support the repayments, making this type of financing very useful to those business owners whose credit score will not allow them to qualify for more traditional loans.

Other Benefits Include:

  • Pre-qualify in seconds
  • Apply in minutes
  • Funding in as little as one day
  • No upfront fees
  • No collateral required
  • Challenged credit scores accepted
  • Very little documentation required to qualify

There is a lot you can do with a Merchant Cash Advance. If you think a Merchant Cash Advance could improve your business, give Value Capital Funding a call to learn more.