Value capital funding

At Value Capital Funding, we specialize in delivering tailored MCA debt relief solutions for retail companies , addressing the distinct challenges that businesses in this industry face. As a retail company  owner, you’ve likely encountered financial strains tied to merchant cash advances (MCAs), grappling with issues such as high daily payments and short  repayment terms. Our customized services for MCA debt for retail companies are strategically designed to ease these challenges, providing a pathway for you to regain control over your retail company’s  financial well-being.

MCAs often bring about financial stress for retail stores, marked by high daily payments and short maturity  terms. Value Capital Funding tackles these challenges head-on with MCA debt relief services emphasizing realistic settlement or refinancing plans and improved terms. Our goal is to empower you to make well-informed financial decisions, guiding your retail store towards a debt-free future and ensuring lasting financial health.

Our comprehensive suite of services encompasses MCA debt restructuring, refinancing, consolidation, and specialized relief. With a wealth of experience in assisting retail company owners through the complexities of merchant cash advance debt, our team understands the nuances of the retail industry. We tailor our services to meet your unique needs, offering a personalized approach to every client.

Choose Value Capital Funding as your steadfast ally in the retail industry, providing more than just financial solutions. We are committed to supporting businesses like yours, helping overcome challenges, and achieving financial success. Reach out through a message or book a free consultation to explore how our MCA debt relief services can reshape the financial landscape of your retail store.

Why Value Capital Funding is the Best Partner for Your MCA Debt Relief for Retail Stores?

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Tailored Solutions for Retail Success – At Value Capital Funding, we recognize the distinctive challenges faced by retail store owners dealing with merchant cash advances. Our MCA debt relief solutions are finely tailored to meet your specific needs, offering a lifeline to overcome daily and weekly payment burdens and navigate complex repayment terms – especially if you have more than one MCA. Experience a personalized approach designed to revive your retail business’s financial health.


Strategic Financial Guidance – The complexities of merchant cash advances often lead to challenging financial decisions for retail stores. Value Capital Funding provides expert guidance, empowering you to make informed choices. Our team offers strategic advice on repayment options, helping you navigate daily and weekly payments to ensure your retail operations run smoothly.

Comprehensive Suite of Services – Value Capital Funding brings a comprehensive range of services to the table, including MCA debt restructuring, refinancing, consolidation, and specialized relief. With a wealth of experience in the retail sector, our tailored approach aims to address the specific needs of your business, offering effective solutions for lasting financial health.



Commitment to Your Success – More than just a financial service provider, Value Capital Funding is your dedicated partner in achieving success for your retail store. We understand the financial burden you face and offer solutions that go beyond relief. Connect with us through a message or book a free consultation to explore how our MCA debt relief services can pave the way for a brighter future for your retail business.

MCA Debt Restructuring: Tailored Strategies for Retail Resilience

Navigating through the challenges of MCA debt, Value Capital Funding introduces MCA debt restructuring services specifically crafted for retail stores. Our expert team tailors strategies to reorganize your debt, offering alternative repayment terms and relief from the financial burden. Choose this service to reshape your retail business’s financial health.

MCA Debt Refinancing: Strategic Options for Daily Operations

For retail stores seeking strategic financial options, our MCA debt refinancing service provides a lifeline. We understand the challenges and strains caused by  merchant cash advances and offer refinancing solutions with favorable terms. Enhance your daily cash flow  by choosing this service, designed to alleviate the pressure of daily and weekly payments by replacing the ‘bad’ MCA debt with ‘good’ debt, in the form of a monthly-pay, longer term loan with much lower interest costs.


If you’re looking to refinance more than a half-million dollars in MCA debt, we usually set it up so you can pay it back over 12 to 20 years. You’d pay every month, and the plan is designed so you pay it all off by the end. The interest rate? Expect something between 10% to 12% a year. Through this strategic approach, clients experience not only reduced costs but also gain access to funds efficiently, enhancing their financial flexibility. Our success stories showcase substantial savings and improved financial stability for retail companies that are either brick & mortar, and those who sell online also.


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MCA Debt Consolidation: Streamline Finances for Business Stability

Value Capital Funding presents MCA debt consolidation services tailored for retail businesses. Experience the cash flow benefits of combining multiple MCAs into a single, manageable debt structure. With improved financial management and terms, this service provides a practical solution to streamline your retail store’s finances and regain control.

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MCA Debt Relief: Holistic Solutions for Financial Freedom


Our signature MCA debt relief service goes beyond conventional solutions. Tailored for retail stores, it encompasses MCA debt restructuring, refinancing, and consolidation, providing a holistic approach. Choose Value Capital Funding to experience comprehensive relief, enabling your retail business to thrive by making better  financial decisions.


1. Consult

Our FREE consultation allows us to evaluate your situation. This way, we can learn more about you and your business so we can provide custom solutions.


2. Strategize

All businesses and situations are unique which is why we don’t believe in a one size fits all strategy. Our team will thoroughly analyze your business structure and discuss with you what payment levels are affordable for you. We will then customize a sustainable plan that fits your needs. You can reasonably expect to see your payments drop an average of 50% – 75% immediately.

3. Negotiate

The legal team assigned to your case will work with your MCA providers to restructure or settle your debt*. They will ensure that all agreements and settlements are legally binding and enforceable, providing you with peace of mind and protection.


4. Implement

Once the plan is in place, we will work closely with you to implement the new payment structure and ensure that all parties are satisfied with the new terms. We will also provide ongoing support to ensure that your payments remain manageable and that your business is able to thrive.


5. Monitor

We will closely monitor your progress and provide regular updates on your debt status. We will also work with you to identify any potential issues that may arise and take steps to address them.

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6. Exit

Once your debt is fully paid off, we will work with you to ensure a smooth exit from the program. We will provide you with all the necessary tools and resources to help you continue to manage your cashflow and ensure that your business remains successful in the long-term.

Transform Your Retail Store's Financial Landscape with Value Capital Funding

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At Value Capital Funding, we understand the unique challenges retail stores face in managing merchant cash advance (MCA) debt. Our specialized MCA debt relief for retail services offer tailored solutions to address any financial strains, providing a lifeline for your business. Say goodbye to the burdens of high interest rates, short  repayment terms, and the stress of daily and weekly payments associated with MCAs. Take the first step toward financial freedom, contact us at 800-944-6280. Let Value Capital Funding be your trusted partner in reshaping your retail store’s financial future.

If you answered YES to any of these questions, then we should talk.

Please take just 3 minutes to watch this explainer video to see how you can reduce your debt payments by 50% – 75% in just days.
Why not call us now at 561-288–4510 or

Small business owners come to us for help. Here’s why & what some of them have to say about us.


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Meet your team.

Our team has restructured/settled millions in MCA debt and we’re here to help you take back control of your business.

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Jeff Kornfeld

Principal & Business Debt Consultant

Jeff is one of the 3 principals here at Value Capital Funding, a family-owned and operated business since 2018.

Jeff comes from a numbers crunching background having spent much of his career in the mortgage and insurance industries.

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Barry Kornfeld

Principal & Business Debt Consultant

Barry is another principal here at Value Capital Funding and Jeff’s brother as well.

Barry has extensive experience in the financial & debt fields going all the way back to his career start in the mid 80’s as a business credit analyst for a large regional bank in Virginia.

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Ferne Kornfeld

Principal & Business Debt Consultant

Ferne is the 3rd principal here at Value Capital Funding as well as Barry’s wife and Jeff’s sister-in-law. Ferne heads the loan processing department and ISO relations.

She started out in the marketing & advertising field, took a 5-yr. hiatus from business to raise her 2 boys, and re-entered the workforce to work in the insurance & finance industry.
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Payment Analysts

All payment analysts have extensive knowledge of the business debt field & come from a variety of backgrounds including banking, accounting, and personal debt resolution.

Their main focus is working to make clients’ restructured MCA debt payments affordable and sustainable throughout their program duration.
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Case Managers

Each client is assigned a case manager who will handle their day-to-day client communication and who will be responsible for updating the client as their restructuring negotiations progress.

The case manager is also the point of contact regarding any & all communication going directly from the funders to the client.

They are here to “manage the day-to-day processing of your case”. Their primary function is to make this process as effortless & painless as possible for you.
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Your Legal Team

Upon signing on for our debt restructuring program, your case will be carefully assessed, and your legal team assigned.

Your legal team will be made up of experienced attorneys who specialize in merchant cash advance relief and have a deep understanding of the laws and regulations surrounding debt restructuring.

They are experts in negotiation and have a proven track record of successfully restructuring and settling merchant cash advance debt for our clients.

Value Capital Funding

Contact us today at 800-944-6280 to embark on your journey toward financial freedom and explore the boundless potential of MCA debt consolidation with Value Capital Funding by your side.

* Value Capital Funding is not a law firm. We work with specialty law firms as part of our process. As such, nothing on this website is to be considered legal advice. Also, while the debt restructuring results shown on this website are typical, they cannot be guaranteed in advance. Each scenario is different, which is why we encourage you to talk with us about your own unique situation. If an MCA problem is plaguing your business, time is not your friend and it’s most often in your own best interest to act sooner, rather than later.


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